Distressed Property Experts, Jeff & Julie Smith, of Dave Lowe Realty, Inc. in Mount Dora insist that foreclosure is not the answer to the current home ownership crisis looming throughout Central Florida.
“Foreclosure, not unlike a surgical procedure, should be viewed as the recourse after everything else has been explored and not the first treatment choice,” say the Smiths. “Many Floridians are fearful of their situations and do not realize that there are very positive steps that can be taken to avoid foreclosure.”
Jeff & Julie recently completed certification in Orlando, Florida as a Distressed Property Expert. The Smiths view their CDPE (Certified Distressed Property Expert) designation and their commitment to help financially distressed homeowners, as both a responsibility and an obligation to their profession.
Their focus with homeowners facing foreclosure is to give them the hope of a dignified solution to their financial crisis through current lender loan modification, loan refinancing (short or long-term) or a short sale (a lender-approved sale at less than the outstanding loan balance).
Over 85% of the clients served by CDPE real estate professionals avoid foreclosure.
Alex Chafren, founder of the Distressed Property Institute, believes that homeowners surrounded by a strong CDPE real estate agent team including legal and financial referrals have the greatest chance of avoiding foreclosure and at minimal financial investment to the homeowner.
The Smiths commitment to help save homeowners from Foreclosure occurred after participating in several short sales and bank owned transactions. Witnessing the helplessness, utter sense of aloneness and guilt felt by homeowners facing foreclosure compelled The Smiths to act as a homeowner advocate lending a helping hand of expertise and compassion. With their many years of real estate experience, their commitment to education, strong marketing, systems development and checklists, combined with their knowledge of the pre-foreclosure process, have given their clients an advantage in this current epidemic of foreclosures.
“Not having a clear understanding of the elements and consequences of foreclosure lead many homeowners to just give up,” say the Smiths. “And believe me there is a huge difference in life after foreclosure as opposed to life without foreclosure. We may not be able to save every house, but we can offer the saving hand to every financially distressed homeowner.”
For a confidential phone interview regarding your real estate questions,
contact Jeff or Julie Smith at 863-557-2520 (Jeff) or 863-557-2519 (Julie) or
